Goldman Sachs and HSBC have classified XRP as "digital currency."


by Rrick


Ripple's XRP ledger, enables real-time cross-border settlements by using tokens representing central bank currencies.

" According to the press, Ripple was identified as a "opportunity in payments," alongside Circle, a peer-to-peer payment technology,


and Coinbase, in a report titled "Overview of Digital Assets and Blockchain" by Goldman Sachs' Investment Banking Division.

The report focuses on RippleNet, a network of institutional payment providers such as banks and money remittance services that use Ripple solutions.

SEC tactics have been chastised Ripple General Counsel Stuart Alderoty addressed Rep.

Sherman's "off-base" remarks during an oversight hearing, in which he referred to XRP as "security," in an op-ed.

Instead of providing regulatory clarity through rulemaking, the SEC seeks to intimidate the market by filing or threatening to file enforcement cases. 

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